智慧树公司金融期末答案(知到期末答案)
62 min read智慧树公司金融期末答案(知到期末答案)
1、智慧单选题：
The树公司金BluebirdCompanyhasa$10,000liabilityitmustpaythreeyearsfromtoday.Thecompanyisopeningasavingsaccountsothattheentireamountwillbeavailablewhenthisdebtneedstobepaid.Theplanistomakeaninitialdeposittodayandthendepositanadditional$2,500ayearforthenextthreeyears,startingoneyearfromtoday.Theaccountpaysa3%rateofreturn.HowmuchdoestheBluebirdCompanyneedtodeposittoday?（）
选项：
A:$2,079.89
B:$4,276.34
C:$3,108.09
D:$1,867.74
答案:【$2,079.89】
2、单选题：
Suzetteisgoingtoreceive$10,融期000todayastheresultofaninsurancesettlement.Inaddition,shewillreceive$15,000oneyearfromtodayand$25,000twoyearsfromtoday.Sheplansonsavingallofthismoneyandinvestingitforherretirement.IfSuzettecanearnanaverageof11%onherinvestments,howmuchwillshehaveinheraccountifsheretires25yearsfromtoday?（）
选项：
A:$546,072.91
B:$536,124.93
C:$595,098.67
D:$541,414.14
答案:【$595,098.67】
3、单选题：
Youareinvesting$100todayinasavingsaccountatyourlocalbank.Whichoneofthefollowingtermsreferstothevalueofthisinvestmentoneyearfromnow?末答末答（）
选项：
A:principalamounts
B:discountedvalue
C:futurevalue
D:presentvalue
答案:【futurevalue】
4、单选题：
Sarainvested$500sixyearsagoat5percentinterest.Shespendsherearningsassoonassheearnsanyinterestsosheonlyreceivesinterestonherinitial$500investment.WhichtypeofinterestisSaraearning?案知案
选项：
A:simpleinterest
B:interestoninterest
C:complexinterest
D:freeinterest
答案:【simpleinterest】
5、单选题：
Shelleywonalotteryandwillreceive$1,到期000ayearforthenexttenyears.Thevalueofherwinningstodaydiscountedatherdiscountrateiscalledwhichoneofthefollowing?（）
选项：
A:simpleamount
B:presentvalue
C:singleamount
D:futurevalue
答案:【presentvalue】
6、单选题：
Whichoneofthefollowingwillproducethehighestpresentvalueinterestfactor?智慧（）
选项：
A:8percentinterestforfiveyears
B:6percentinterestforeightyears
C:6percentinterestforfiveyears
D:6percentinterestfortenyears
答案:【6percentinterestforfiveyears】
7、单选题：
Whichoneofthefollowingtermsisdefinedasaconflictofinterestbetweenthecorporateshareholdersandthecorporatemanagers?树公司金（）
选项：
A:corporatebreakdown
B:bylaws
C:agencyproblem
D:articlesofincorporation
答案:【agencyproblem】
8、单选题：
Whichoneofthefollowingisacapitalbudgetingdecision?融期（）
选项：
A:determininghowmuchinventorytokeeponhand
B:decidinghowtorefinanceadebtissuethatismaturing
C:decidingwhetherornottopurchaseanewmachinefortheproductionline
D:determininghowmanysharesofstocktoissue
答案:【decidingwhetherornottopurchaseanewmachinefortheproductionline】
9、多选题：
Whichofthefollowingquestionsareaddressedbyfinancialmanagers?末答末答（）
选项：
A:Shouldthefirmborrowmoremoney?
B:Shouldcustomersbegiven30or45daystopayfortheircreditpurchases?
C:Shouldthefirmacquirenewequipment?
D:Howshouldaproductbemarketed?
答案:【Shouldthefirmborrowmoremoney?;
Shouldcustomersbegiven30or45daystopayfortheircreditpurchases?;
Shouldthefirmacquirenewequipment?】
10、多选题：
Whichofthefollowingshouldafinancialmanagerconsiderwhenanalyzingacapitalbudgetingproject?案知案()
选项：
A:projectstartupcosts
B:timingofallprojectedcashflows
C:dollaramountofeachprojectedcashflow
D:dependabilityoffuturecashflows
答案:【projectstartupcosts;
timingofallprojectedcashflows;
dollaramountofeachprojectedcashflow;
dependabilityoffuturecashflows】
1、单选题：
The到期formulawhichbreaksdownthereturnonequityintothreecomponentpartsisreferredtoaswhichoneofthefollowing?()
选项：
A:SICformula
B:profitabilitydeterminant
C:equityequation
D:DuPontidentity
答案:【DuPontidentity】
2、单选题：
Afirmuses2008asthebaseyearforitsfinancialstatements.The智慧common-size,base-yearstatementfor2009hasaninventoryvalueof1.08.Thisisinterpretedtomeanthatthe2009inventoryisequalto108percentofwhichoneofthefollowing?()
选项：
A:2008inventory
B:2009totalassets
C:2008totalassets
D:2008inventoryexpressedasapercentof2008totalassets
答案:【2008inventoryexpressedasapercentof2008totalassets】
3、单选题：
Ifafirmhasadebt-equityratioof1.0,树公司金thenitstotaldebtratiomustbewhichoneofthefollowing?()
选项：
A:1.5
B:0.5
C:1.0
D:0.0
答案:【0.5】
4、单选题：
Whichoneofthefollowingwilldecreaseifafirmcandecreaseitsoperatingcosts,融期allelseconstant?()
选项：
A:price-earningsratio
B:profitmargin
C:returnonequity
D:returnonassets
答案:【price-earningsratio】
5、单选题：
Duringtheyear,KitchenSupplyincreaseditsaccountsreceivableby$130,decreaseditsinventoryby$75,anddecreaseditsaccountspayableby$40.Howdidthesethreeaccountsaffectthefirm'scashflowsfortheyear?()
选项：
A:$95sourceofcash
B:$95useofcash
C:$245useofcash
D:$165useofcash
答案:【$95useofcash】
6、单选题：
Afirmgeneratednetincomeof$878.Thedepreciationexpensewas$47anddividendswerepaidintheamountof$25.Accountspayablesdecreasedby$13,accountsreceivablesincreasedby$22,inventorydecreasedby$14,andnetfixedassetsdecreasedby$8.Therewasnointerestexpense.Whatwasthenetcashflowfromoperatingactivity?()
选项：
A:$922
B:$902
C:$876
D:$904
答案:【$904】
7、单选题：
TheBikeShoppaid$2,310ininterestand$1,850individendslastyear.Thetimesinterestearnedratiois2.2andthedepreciationexpenseis$460.Whatisthevalueofthecashcoverageratio?()
选项：
A:2.40
B:1.67
C:1.80
D:2.21
答案:【2.40】
8、单选题：
CanineSupplyhassalesof$2,200,totalassetsof$1,400,andadebt-equityratioof0.3.Itsreturnonequityis15percent.Whatisthenetincome?()
选项：
A:$138.16
B:$161.54
C:$152.09
D:$141.41
E:$156.67
答案:【$161.54】
9、单选题：
Whichoneofthefollowingtermsisappliedtothefinancialplanningmethodwhichusestheprojectedsaleslevelasthebasisfordeterminingchangesinbalancesheetandincomestatementaccountvalues?()
选项：
A:common-sizemethod
B:salesreconciliationmethod
C:salesdilutionmethod
D:percentageofsalesmethod
答案:【percentageofsalesmethod】
10、单选题：
Financialplanning:()
选项：
A:considersmultipleoptionsandscenariosforthenexttwotofiveyears.
B:focusessolelyontheshort-termoutlookforafirm.
C:isaprocessthatfirmsundergoonceeveryfiveyears.
D:isaprocessthatfirmsemployonlywhenmajorchangestoafirm'soperationsareanticipated.
答案:【considersmultipleoptionsandscenariosforthenexttwotofiveyears.】
11、单选题：
Afirmiscurrentlyoperatingatfullcapacity.Networkingcapital,costs,andallassetsvarydirectlywithsales.Thefirmdoesnotwishtoobtainanyadditionalequityfinancing.Thedividendpayoutratioisconstantat40percent.Ifthefirmhasapositiveexternalfinancingneed,thatneedwillbemetby:()
选项：
A:accountspayable.
B:long-termdebt.
C:fixedassets.
D:retainedearnings.
答案:【long-termdebt.】
12、单选题：
Whichoneofthefollowingwillcausethesustainablegrowthratetoequaltointernalgrowthrate?()
选项：
A:equitymultiplierof1.0
B:retentionratiobetween0.0and1.0
C:debt-equityratioof1.0
D:dividendpayoutratiogreaterthan1.0
答案:【equitymultiplierof1.0】
13、单选题：
Afirmhasaretentionratioof45percentandasustainablegrowthrateof6.2percent.Thecapitalintensityratiois1.2andthedebt-equityratiois0.64.Whatistheprofitmargin?()
选项：
A:7.67percent
B:14.63percent
C:9.47percent
D:6.28percent
答案:【14.63percent】
14、单选题：
TheSoccerShoppehasa7percentreturnonassetsanda25percentpayoutratio.Whatisitsinternalgrowthrate?()
选项：
A:4.49percent
B:4.08percent
C:3.72percent
D:5.54percent
答案:【5.54percent】
15、多选题：
Anincreaseinwhichofthefollowingwillincreasethereturnonequity,allelseconstant?()
选项：
A:depreciation
B:sales
C:totalequity
D:netincome
答案:【sales;
netincome】
