智慧树Commercial and Investment Banking 商业与投资银行期末答案(知到2023单元答案)
1、智慧资单选题：
Whichofthefollowingbestdefinesacustomerofabank?树Cg商
选项：
A:
Someonewhohasarelationshipwithabank
B:
Anyorganisationthathasabankaccount
C:
Anyindividualororganisationwhichhasusedabankaccount
D:
Anyindividualororganisationwhichregularlyusesabankaccount
答案:【
Anyindividualororganisationwhichhasusedabankaccount
】
2、单选题：
The业投元答reisnolegaldefinitionofabank.Whichofthefollowingbestdescribesabank?
选项：
A:
Anyorganisationwhichactsasafinancialintermediary
B:
Anyorganisationwhichtakesdeposits
C:
Anyorganisationwhichlendsmoney
D:
Anyorganisationwhichhasbankinitstitle
答案:【
Anyorganisationwhichactsasafinancialintermediary
】
3、判断题：
BankofAmericadevelopslicensingagreementswithotherbanksenablingthemtoissueBankAmericards,行期becomingthefirst"scheme"in1965.Trueorfalse?
选项：
A:对
B:错
答案:【对】
4、单选题：
Atanytimeineconomy,末答therearepeoplewhohavemorecashthanwhattheyactuallyneedandareabletolend.Theyarecalled:
选项：
A:
Deficitagents
B:
Surplusagents
C:
Bankagents
D:
Brokers
答案:【
Surplusagents
】
5、判断题：
The案知案participantsinafinancialsystemcanbeindividuals,companies,financialinstitutionsandgovernments.Trueorfalse?
选项：
A:对
B:错
答案:【对】
6、单选题：
Whichofthebelowtransformationisnotdonebybanks?到单
选项：
A:
Size
B:
Maturity
C:
Risk
D:
Security
答案:【
Security
】
1、判断题：
The智慧资rearetwoincomestreamsofabank.Theyareinterestandfees.Trueorfalse?
选项：
A:对
B:错
答案:【对】
2、判断题：
Capitalofabankisstatedonitsincomestatement.Trueorfalse?树Cg商
选项：
A:对
B:错
答案:【错】
3、判断题：
Mortgageorcarloansareconsideredasinsecurelending.Trueorfalse?业投元答
选项：
A:对
B:错
答案:【错】
4、判断题：
SavingsBanksareeithermutuallyownedorstockholderownedentities.Trueorfalse?行期
选项：
A:对
B:错
答案:【对】
5、单选题：
Whichofthebelowisusuallybasedonmembershipofpeopleorcustomerswithsomesimilarinterest,末答suchasnurses,orteachersorevenunions.
选项：
A:
BuildingSocieties
B:
PensionFunds
C:
CreditUnions
D:
SavingsBanks
答案:【
CreditUnions
】
